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We Tested Dave Ramsey’s 8% Withdrawal Rule

Hero banner for the True Wealth Podcast: two illustrated hosts in 'Ethical Capitalist' shirts, arms crossed, with the headline 'We Tested Dave Ramsey's 8% Withdrawal Rule'

Dave Ramsey says 8% can work in retirement. So we tested it against historical markets, compared it to the traditional 4% approach, and looked at what actually happens when markets go up, down, and sideways. Spoiler alert: the answer isn’t as simple as picking one number and sticking with it.

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